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ANMOL JEEVAN - I (WITHOUT PROFIT)

'ANMOL JEEVAN - I' Table No. 164 has replaced with Anmol Jeevan (Table No. 153 w.e.f. 1st November 2003). It is a pure Term insurance plan which provides maximum rish with minimum possible premium

Salient Features

  • The policy being a pure term plan, the sum assured is payable on the death of the policyholder during the term of the policy.
  • On survival to maturity nothing is payable.
  • A grace period of 15 days will be allowed for payment of yearly and half-yearly.
Benefits
  • Death Benefit: Basic Sum Assured only.
  • Maturity Benefit: Nil
  • Tax Benefit: Premiums paid are eligible for tax rebate as per section 88 of I.T. Act.
  • Dating Back: Withing the financial Year without charging any dating backinterest.

Restrictions

  • Minimum age at entry : 18 years (completed)
  • Maximum age at entry : 50 years
  • Maximum age at maturity : 60 years
  • Minumum Term : 5 years
  • Maximum Term : 25 years
  • Minimum Sum Assured : Rs.5,00,000/- (after this in mumtiples of Rs.1,00,000/-)
  • Maximum Sum Assured : Rs.3,00,00,000/-
  • Mode of premium payment : Yearly, Half-yearly and Single Premium.
  • Grage Period : 15 days for Yearly and Half-yearly.
  • Standard age proof will have to be submitted.
  • Medical Report : Compulsory and only basic S.A. is for rated up insurance.
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