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BIMA
NIVESH TRIPLE COVER
'BIMA
NIVESH TRIPLE COVER' is introduced on 1st July 2002.
The plan is a short-term, single premium life insurance
scheme. This plan is suitable for people who are looking
for an investment product providing attractive returns with
insurance protection.
Salient
Features
Benefits
- Death
Benefit: Thrice
the Basic Sum Assured will be payable on death of the policyholder
during ther term of the policy. No Guaranteed Addition or
Loyalty Addition are payable.
- Guaranteed
Addition: There
will be a Guaranteed addition at a compound rate of Rs.60/-
per Rs.1000/- Basic Sum Assured per annum accruing at the
end of each policy year during thr term of the policy which
will be payable on maturity.
- Loyalty
Addition: On the Life Assured surviving the stipulated
date of maturity, Loyalty Addition may be paid at such rates
and on such terms as may be declared by the Corporation.
- Maturity
Benefit: Basic
Sum Assured along with compounded Guaranteed Addition will
be payable. Loyalty Addition, if any will also be payable.
Suicide
: This policy is void if the Life Assured commits suicide
(whether sane or insane at the time) at any time on or after
the date on which the risk on the policy has commenced but
before the expiry of one year from the date of the policy
and the Corporation will not entertain any claim by virtue
of the policy except to the extent of a third party's bonafide
interest acquired in the policy for valuable consideration,
of which notice has been given in writing to the Office in
which the policy is being serviced, at least one calendar
month prior to death.
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