• Sum assured is payable either on survival to the term or on death occuring within the term.
• With Profit and a Without Profit plans are available under this policy.
• Bonus for the full term is payable on the date of maturity or in the event of death, whichever is earlier.
• Premiums can be limited to shorter term or can be paid as single premium.
• Premiums cease on death or on expiry of term whichever is earlier.

• On Death or Survival:
  • Basic Sum Assured and bonus under the With Profit plan.
  • Basic Sum Assured only under Without Profit plan.

• Minimum Sum Assured :
  • Rs.10,000/- for entry age upto 60 years.
  • Rs.25,000/- for entry age from 61-65 years.
• Minimum premium must be Rs.800/- per annum.
• Minimum premium term : 5 years
• Maximum premium term : 55 years
• Mamimum maturity age : 75 years
• Minimum age at entry : 12 years
• Maximum age at entry : 65 years normally but 60 years for single premium only.
• Loan available after 3 years.

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