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JEEVAN MITRA - Triple Riskcover

Jeevan Mitra (Triple) - Premium Calculator

'JEEVAN MITRA - Triple Riskcover' plan is best for the persons who want to provide a big Sum Assured for the Protection of their family in case of unfortunate death during policy period. For a very low additional cost, sufficient family benefit is secured. This plan is not allowed to non earning majors.

Salient Features

  • Sum assured is payable if the life assured survives the selected term, while triple the sum assured is paid in the event of life assured dying within the term.
  • Bonus is payable on the date of maturity or in the event of death, whichever is earlier.
  • Premium payment ceases on death or on expiry of term whichever is earlier.
  • Accident benefit is available with this plan.

Benefits

  • On Death: Triple the Sum Assured with Bonus (on Basic Sum Assured) is given to the nominee of the life assured in the event of death happening within the term.
  • On Death during the policy term due to Accident (Where D.A.B. available): 4 times the Sum Assured with Bonus (on Basic Sum Assured) is given to the nominee of the life assured in the event of death happening within the term.
  • On Maturity : Basic Sum Assured with Bonus is given to the life assured.

Restrictions

  • Minimum sum assured : Rs.20,000/-
  • Maximum sum assured : No limit
  • Minimum age at entry : 18 years
  • Maximum age at entry : 50 years
  • Maximum maturity age : 70 years
  • Minimum Term : 15 years
  • Maximum Term : 30 years
  • Standard age proof required.
  • Bonus calculated on basic Sum Assured.
  • People following hazardous occupations are not eligible.
  • Minimum premium must be Rs.800/- p.a.
  • Accident benefit can be availed of for basic policy.
  • This plan is not allowed under non medicals scheme.

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