• Sum assured is payable if the life assured survives the selected term, while triple the sum assured is paid in the event of life assured dying within the term.
• Bonus is payable on the date of maturity or in the event of death, whichever is earlier.
• Premium payment ceases on death or on expiry of term whichever is earlier.
• Accident benefit is available with this plan.

• On Death: Triple the Sum Assured with Bonus (on Basic Sum Assured) is given to the nominee of the life assured in the event of death happening within the term.
• On Death during the policy term due to Accident (Where D.A.B. available): 4 times the Sum Assured with Bonus (on Basic Sum Assured) is given to the nominee of the life assured in the event of death happening within the term.
• On Maturity : Basic Sum Assured with Bonus is given to the life assured.
  

Restrictions

• Minimum sum assured : Rs.20,000/-
• Maximum sum assured : No limit
• Minimum age at entry : 18 years
  
• Maximum age at entry : 50 years
• Maximum maturity age : 70 years
• Minimum Term : 15 years
• Maximum Term : 30 years
• Standard age proof required.
• Bonus calculated on basic Sum Assured.
• People following hazardous occupations are not eligible.
• Minimum premium must be Rs.800/- p.a.
• Accident benefit can be availed of for basic policy.
• This plan is not allowed under non medicals scheme.

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