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Version Information: Microsoft .NET Framework Version:2.0.50727.42; ASP.NET Version:2.0.50727.42
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JEEVAN
VISHWAS
'JEEVAN
VISHWAS' is a special plan for handicapped persons.
Unlike Jeevan Aadhar, which is a Whole Life Plan, this is
an Endowment Assurance plan with benefits payable either
on date of maturity or on death, whichever is earlier.
Salient
Features
- On
the Date of Maturity or earlier death during the term (of
life assured):
- Basic
sum assured + Guaranteed additions of Rs.60/- per Rs.1000/-
sum assured + Loyalty Addition on the basis of performance
of the LIC.
- Once
the claim is admitted, there are three options available:
- Regular
income for life.
- Regular
income certain for 5, or 10 or 15 years and life
thereafter.
- Regular
income for life with return of notional purchase
price i.e. 80% of basic sum assured + 80% of guaranteed
additions and loyalty additions.
- Handicapped
dependant pre-deceasing the life assured:
- In
the event of the handicapped dependant pre-deceasing
the life assured, the life assured has the option to:
- Surrender
the policy or continue it by paying premium.
- Life
assured also has option to receive full sum assured
in lump sum or on a 20% to 80% basis.
- Accident
benefits if availed are paid as lump sum as per Accident
benefit rules.
Premium
Calculator
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