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MONEY
BACK POLICY
'MONEY
BACK POLICY' plan is an excellent plan with good return
on reinvestment, best suited for businessmen and professionals.
Money is available at regular intervals in future to meet
the specific expenses such as children's education or marriage.
At the same time, the policy provides insurance protection
for the family as well as old age provision.
Salient
Features
- On
Death:
- Full
sum assured is payable at death of the life assured
within the term, without any deduction of earlier survival
benefits. (e.g. for example, suppose a person takes
a Rs.1,00,000/- policy for 20 years. At the end of the
5th and 10th year he receives Rs.20,000/- each as survival
benefit. If he happens to die in the 12h year, the nominee
of the life assured will receive full Rs.1,00,000/-,
irrespective of the earlier benefits of Rs.40,000/-)
- On
Survival:
|
Term
|
At
the end of
|
Amount
of money back
|
For
Example, on a Rs. 1,00,000 policy
|
| 20
years |
5thyear
|
20%
of sum assured
|
Rs.20,000/-
|
|
10thyear
|
20%
of sum assured
|
Rs.20,000/-
|
|
15thyear
|
20%
of sum assured
|
Rs.20,000/-
|
|
20thyear
|
40%
of sum assured
|
Rs.40,000/-
|
| 25
years |
5thyear
|
15%
of sum assured
|
Rs.15,000/-
|
|
10thyear
|
15%
of sum assured
|
Rs.15,000/-
|
|
15thyear
|
15%
of sum assured
|
Rs.15,000/-
|
|
20thyear
|
15%
of sum assured
|
Rs.15,000/-
|
|
25thyear
|
40%
of sum assured
|
Rs.40,000/-
|
Restrictions
Premium
Calculator
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