• Sum assured with bonus are payable either on survival to the term or on death happening within the term.
• Built in accident benefit.
• If two years premiums are paid under the policy, the policy will automatically extend for 3 more years even if further premiums are defaulted. This facility is available for any number of times.
• Premiums cease at death or on expiry of term whichever is earlier.

• On Survival or Death: Basic Sum Assured with Bonus under the With Profit plan.
• Extra Benefit: If 2 years premiums are paid under the policy, the policy is continued uninterrupted for 3 years even if premiums are not paid for those years. This facility is available for any number of times. The life assured can pay the defaulted instalments within three years with interest and thus get the cover extended. No evidence of health needs to be produced.

Restrictions

• Minimum sum assured : Rs.20,000/-
• Maximum sum assured : Rs.7,50,000/-
• Minimum age at entry : 18 years
  
• Maximum age at entry : 50 years
• Maximum maturity age : 70 years
• Minimum Term : 12 years
• Maximum Term : 30 years (for non standard age proof 20 years)
• Minimum premium must be Rs.800/- p.a.

Premium Calculator